Wow - that sounds like a pain. Here, your insurance pays you & THEN goes after the insurance of the other driver, or the driver themselves if they have no insurance. That way you get paid pretty much immediately...
Wow! This is the model that I was going to buy some years ago (well, the model from that year) but they made me a good offer to buy an Avensis and I couldn't decline it.
I like Toyota, their engines are very reliable (not the same opinion for the interior plastic parts)
actually i am surprised from the plastic parts. its not bmw but very good quality.
engine is also very good 7 gear automatic (also +/- manual from the steering wheel or gear) 1.8 GLI with 147 PS. even for a family car its has some powers
until now i really enjoy the drive with it. its not like other MVP's its more sportive and looks better then others.
btw i had maybe 12-14 cars in my life but this is my first 1st hand car i bought from the store